Why Should I Work with an Independent Agent?
An independent insurance agent works with multiple insurance companies to offer you the coverage that best suits your needs. In addition to providing you with numerous quotes for coverage, you can personalize your coverage, keep your agent if you switch providers, and rest assured that your best interests are always in mind. At PA Skarr, Inc., we want to help you find an agent that best suits your lifestyle and coverage needs.
Is an Independent Agent Worth It?
An independent agent can save you time and money in the long run due to their availability to do much of your insurance research. Instead of searching for the best quote available by making multiple agency calls on your own, your agent will do the research for you and lay your options out for you. An independent agent may not have as specialized policy details. Still, if you’re looking for broad knowledge of policies and multiple quotes on policies, an independent agent may be worthwhile.
How Much Insurance Coverage Do I Need?
The types of insurance coverage and how much coverage you need are unique to your life and needs. Working with an independent agent is a significant first step to navigating insurance coverage. Your agent can help you evaluate the areas of your life where you may need coverage most and get you started with policies and options that will provide coverage where and when you need it most.
How Do Insurance Premiums and Deductibles Work?
A premium is a regular monthly payment that allows you to have coverage. The higher your premium, the lower your deductible is. A deductible is an amount you will pay out-of-pocket for services before your coverage plan kicks in. Your agent can help you determine your premium rates and deductibles so you have the most affordable option.
Learn More About Independent Agents and Insurance Options
Our agents at PA Skarr, Inc. are here to help you learn about your options, including with independent agents. Contact us today if you’re just looking to get started with coverage or want to learn more about independent agents.