January 29, 2021
AgencyEnsuring Your Electrical Fire Risks Have Insurance Coverage
Homeowners insurance is designed to help you if an unexpected, unavoidable and expensive accident ever occurs in your home. It will usually cover you in the face of numerous household perils, including fires. Though most policies cover most fires, there are certain exceptions to this rule. At times, certain electrical fires will not have coverage, […]
February 15, 2021
AgencyDriving in Extreme Weather
Did You Know? Driving in treacherous weather conditions can be nerve-wracking and very dangerous. Being aware of how to modify your driving during rain, tornadoes, snow and fog can help you stay calm during your drive. Rain and Thunderstorms Turn on your headlights, wipers and defroster to increase visibility. Drive in the tracks of the […]
March 5, 2021
AgencyPersonal Umbrella Insurance
While it’s difficult to pinpoint the monetary consequences of the risks you and your family take each day, are you certain your current liability insurance offers you enough protection? The Basics of Personal Umbrella Liability Policies If you are found to be legally responsible for injuring someone or damaging their property without a personal […]
April 20, 2021
AgencyWhat Motorcycle Insurance is Required Illinois?
Just like with your other vehicles, motorcycle insurance requirements vary depending on your state. In most states, motorcycle insurance is required and Illinois is no exception. In Illinois, all bikers must carry at least: $25,000 in bodily injury liability per person $50,000 in bodily injury liability per accident $20,000 in property damage liability Keep in […]
May 19, 2021
AgencyHow Boat Insurance Can Improve Your Safety
When it comes to water safety, boaters don’t need to be told just how important it is for their health. After all, even the shallow end can be dangerous under the right circumstances. But the reality is that it’s not just the drills and training that matter. If you really want to be smart on […]
June 3, 2021
Agency4 Life Insurance Features You Can Use Now
When most people think of life insurance, they think about the death benefit. The death benefit provides their beneficiaries with a lump sum payment following the death of the insured. However, whole and universal life insurance policies offer owners features they can benefit from now while they are alive. Cover the Cost of Treatment for […]
July 9, 2021
AgencyWill Homeowners Insurance Cover Foundation Damage?
Over time, you might have noticed cracks developing in your walls, floors or ceilings. The home’s foundation—the ground it sits on—will likely change over time. Such changes can cause shifts in the structure which might lead to problems. You might take very little notice of these problems. However, you should never ignore that they exist. […]
September 24, 2021
Agency3 Instances When Umbrella Insurance is Essential
Have you considered the numerous risks you face as a business owner? Often, professionals who provide a service to the community don’t view their “service” as a business. However, it is and as such, you need to have comprehensive insurance protection in place to help you to avoid some of the numerous risks it faces. Umbrella insurance is […]
October 28, 2021
AgencyMotorcycle Insurance Basics for Beginning Bikers
Motorcycle insurance shares similarities with car insurance, but there are distinct differences to be aware of when searching for a policy. After you purchase your first motorcycle, be sure to do your research into the right insurance policy. Is Motorcycle Insurance Required? Legal motorcycle insurance requirements are determined by individual states. Be sure to check with […]
November 16, 2021
Agency3 Tips to Save Money on Boat Insurance
Boat insurance might not always be required in the same way that states require auto liability insurance, but prudent boat owners certainly want to protect their investment against accidents or injuries. Boat owners should never assume that their auto or home insurance policies extend to their watercraft. Besides the actual boat, we also encourage our […]