Call Us (630) 355-8080 ☰ ˟
Logo
Call Us (630) 355-8080
  • Home
  • Get a Quote
    • Annuity Quote Form
    • Auto Insurance Quote
    • Business & CommercialImage of right arrow
      • Business & Commercial Insurance Home
      • Commercial Auto Insurance Quote
      • General Liability Quote Form
      • Business Owners (BOP) Quote Form
      • Workers Compensation Quote
    • Homeowners Insurance Quote
    • Life Insurance Quote
    • Motorcycle Insurance Quote
    • Recreational Vehicle Insurance Quote
    • Classic Car Insurance Request
    • Umbrella Insurance Request
    • Watercraft Insurance Quote
  • Blog
  • Resources
    • Refer a Friend
    • Important Links
    • Insurance Glossary
  • About Us
    • About Us
    • Insurance in Naperville, Illinois
    • Why Should I Work With an Independent Agent in Plainfield, IL?
    • Choosing an Independent Agent in Aurora, Illinois
    • Location(s)
    • Employee Directory
    • Testimonials
    • Privacy Policy
  • Contact Us
    • Contact Us
    • Join our Newsletter
Auto Icon

Auto

We browse through a wide variety of coverages and find the right one for you.

Learn More
Home Icon

Home

We browse through a wide variety of coverages and find the right one for you.

Learn More
Business Icon

Business

We browse through a wide variety of coverages and find the right one for you.

Learn More
Toys Icon

Toys

We browse through a wide variety of coverages and find the right one for you.

Learn More
Life Icon

Life

We browse through a wide variety of coverages and find the right one for you.

Learn More
Home > Blog > 6 Tips To Lower Your Auto Insurance
THURSDAY, AUGUST 11, 2022

6 Tips To Lower Your Auto Insurance

Auto insurance can be a big expense, but it’s a necessary one. Fortunately, there are ways to lower your premiums, if you take the time and initiative to carry out a few tasks. Here are six actions you can do to help lower your next bill:  

1. Raise Your Deductible  


When you have a low deductible, the insurance company will pay out more than if you have a high deductible. To reward those who opt for higher deductibles, they will usually lower your rates. If you do choose a higher deductible, make sure you have that amount in savings, so you can cover the cost in the event of an accident.  a close up of a motorcycle

2. Ask About Discounts 

Some companies give discounts for having a car with a high safety rating, being a member of the military, being an AARP member or being part of some other organization. It never hurts to ask. You might get tips on which car to buy next, so that you get a more favorable rate on your auto insurance in the future.  

3. Bundle Your Insurance Policies 

Insurance companies may offer discounts if you have more than one policy through them. Check with your home, life and auto insurance providers to see what they can do to make it enticing for you to move all your policies.  

4. Pay Annually  

Paying once a year eliminates administrative tasks. It also lowers costs for your insurance company. Your insurer is often happy to pass on some of their savings to you. Even if you can't pay in one installment, try switching to biannually or quarterly. 

5. Improve Your Credit 


This isn't something you can do overnight, but if your credit is poor, a few actions can go a long way in improving your credit. In turn, you'll get better auto insurance rates, as companies have determined that there's a correlation between good credit and safe drivers.  

6. Take A Safe Driver Course 

Depending on the state you live in, taking a course can not only help lower your auto insurance rates, but also erase points from your record. Check with your car insurance provider to see the approved courses, then choose one in your area or online.  

Doing these actions may help lower your car insurance rates. If you're looking for a new insurer, we welcome you to reach out to us for help finding a car insurance policy that's right for you.  
Posted 1:27 PM

Tags: auto, car, insurance, coverage, accident
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2022
  • 2021

  • insurance(11)
  • coverage(7)
  • policy(4)
  • terms(2)
  • homeowners(2)
  • life(2)
  • accident(2)
  • boat(2)
  • umbrella(2)
  • car(2)
  • motorcycle insurance(2)
  • benefits(2)
  • whole(2)
  • small(2)
  • retirement(2)
  • watercraft(2)
  • auto(2)
  • premiums(1)
  • rates(1)
  • umbrella insurance(1)
  • electrical fire coverage(1)
  • driving safe in extreme weather(1)
  • life insurance(1)
  • boat insurance(1)
  • motorcycle(1)
  • homeowners insurance(1)
  • personal(1)
  • personal umbrella insurance(1)

View Mobile Version

Contact Us Today!
(630) 355-8080

Social Social Social

Resources

  • Products
  • Payment / Claims
  • About Us
  • Refer A Friend
  • Our Carriers
  • Blog
  • Contact Us

Contact Us

105 WEST JACKSON AVE SUITE 4
Naperville, IL 60540

P: (630) 355-8080 | Fx: (630) 355-8394
© Copyright. All rights reserved. | Powered by Insurance Website Builder